Death to the financial system

You know what I honestly hope all the banks burn in hell. They make there money on ripping other people off and they just get away from it.

As you may or may not know, I'm a college student and we in our own socio-economic class struggle daily w/ finances. It's all part of the "college experience" and I get that and embrace my own financial throngs. However, I don't like when the little bit (emphasis on little) of money I get is tampered w/ by my financial institution.

It all started when I opened a new account here in FL so that my direct deposit from work could easily have a place to go. Nothing too major. Yesterday I ran out of food and my bestfriend decided she would drop a few coins in my account so that I could buy some food b/c payday isn't till Wednesday and today is Sunday. So I'm all excited and looking through food menus and thinking of all the glamorous ways that I can make $10 stretch. It really was a liberating process to know that I wouldn't have to contemplate stealing food from the roommates. lol.

She calls me to let me know that the money is in the account. My heart starts to flutter or maybe it was my stomach but it didn't matter b/c I was mere moments from a Taco Bell 79 cent nacho bell grande. After we hung up I hurriedly got dressed and grabbed my ipod anticipating the 2 country mile walk to Taco Bell.

As I make my decent into the valley I swear I could have smell the sizzling beef and melted cheese without seeing the sign yet. As I turned the corner there it was in all its glory. I will never forget the luminous glow cast onto my frail body by the sign, I stopped to bask in it. Weak in strength but full of determination I made my way to the lobby entrance dogging cars in the drive-thru. I looked inside to see a family hard to work on a feast of delectables and I started to think, "that will be me in a few short minutes." I slowly pull on the cold clammy door handle and almost pulled my arm out of the socket. Clank Clank! WTF! I look at the sign and the lobby closed at 11pm, it's now 11:03. Motherfuckers. Do they not know how far I had to walk. I just did a cross country trip 40 miles in the snow and they have the audacity to have to door locked. It's all good b/c there is an overpriced Circle K across the street and it will suffice.

Ambling through traffic once again I safely make it across the street and enter into the hot dog smelling arena. Inside the cashier line looks like the VIP line at any club. Girls in 5 inch stilettos, boots w/ the fur, butt cheeks hanging out the bottom of too little skirts. All patiently waiting to buy lighters, bluts, bubble gum and condoms. One tenderoni smiles and bats her eyelashes at me. I refuse be deterred long enough to make eye contact w/ this cute lil number unless she is about to feed me. That is my one and only focus at this time. I head straight to the frozen food section but of course everything is $80. The macaroni, the freezer burnt pizza all of it is high. Remember I'm stretching this money not splurging.

I stalked the isles for a deal or sale or something within my budget. After a while my hunger just subsided. Damn the window of opportunity just closed. As the store manager starts to give me the "Code 10 man down" look I grab a Hersey bar and get in line. I decided to just give myself a sugar rush long enough to get home and go to bed. I'll try it again in the morning when I know everything is open. As my knees start to buckle I finally advance to the front counter. The cashier rings me up and I'm feeling brave so I ask for a tobacco product just because it sounded like a good idea at the time. He grabs the single brown torpedo from the box of many and rings it up too. $2.43 it comes to. Highway robbery but I pull out my plastic and hand it over telling him it's debit. I wait for the signal and with the perfect slight of hand enter my pin.

I really should think of something more clever for a pin number but I'm afraid I
will forget it. Pathetic, i know.

Taking my card back I see this confused look in the eye of the cashier. What's wrong I inquire. "It didn't go through," he says. I give him the card again and he tries a 2nd time. By this time a knot is forming in my stomach but not from hunger. A frustration knot b/c i know the money is on the card and he is fuckin up. Not to mention the "free before 12" crew is standing behind me looking eager to comment. I focus back on the cashier who I'm about to slaughter if he doesn't stop fucking around and give me my receipt. He slides me a piece of paper with a little message on the bottom. Unauthorized. My first urge is to knock fire from him b/c I know it's his fault but I just saunter to the Atm to see what the issue really is. I get to the Atm and it is in paper weight mode aka out of order. Fuck it, I'm going home. Weak, defeated, and at wits end.

This morning I wake up and hit the computer lab to check my account. Guess what. The bank charged my account a first time transaction fee. What the hell is that? I read the pamphlet 60 times before I set the account up and there was no mention of an activation fee. So as out of a $10 deposit they took $9.95 and left me with $.5 to live off of for the next 3 days. I can't believe this, am I not the customer. What ever happened to that phrase "the customer is always right?" I guess that went out the door when out last president assumed office. Now I'm all fired up and ready to call the bank and demand my money back as I dial the number there is a text message on my phone. It reads; Monthly Charge Failed. Add $ now to continue use. Fuck me.